When we think about retirement planning, the focus always seems to be on finances: have I saved enough, how much will I need to get by, what if my healthcare costs are more than I’ve anticipated…the list goes on and on. But rarely do we think about the steps we can take to make sure that our lives as retired persons are fulfilling and happy. Here are some ideas to get you started down that path:
1) Stay Healthy. It’s hard to enjoy life if you feel sick and miserable all the time. So, even though it’s obvious…eat right, watch your weight, and keep moving. You’ll feel better physically and emotionally, and your mind will be sharper, too.
2) Include Your Spouse. If you’re married, then retirement is about shared experiences. Sure, you should have some “me” time, but this is also your opportunity to have those adventures that just weren’t possible when kids and careers dominated your lives.
3) Use Your Brain Power. You hear it all the time, but it’s true – if you don’t use it, you lose it. Keep your mind sharp by joining a book club, participating in continuing education classes, pursuing your interests. Consider mentoring and passing on all that knowledge you’ve acquired over your lifetime.
4) Keep Making Plans. Sit down and think about what you really want to do now that you have some time on your hands. Do you want to travel? Start a business? Donate time to a Charity? Spend extra time with your grandkids? Staying active and engaged is a key to happiness.
5) Pursue Your Purpose. What is it that makes you feel fulfilled and joyful? Is it doing volunteer work, travelling, spending time with family and friends? Whatever it is, use your time during retirement to do the things that you value the most. The worst thing you can do is sit back and let life pass you by.