The Medicaid program is a need-based program that is jointly administered by the federal and state governments, and many senior citizens use it as a means for paying for nursing home care. Because the program is jointly administered, Medicaid rules and guidelines can vary from state to state. In Florida, certain costs of care provided by Medicaid during a recipient’s lifetime are subject to a … [Read more...] about Florida Medicaid Recovery
One misconception many people have is the idea that, if they need to go into a nursing home, Medicare will cover those expenses. This is only partially true. Medicare provides some coverage for nursing home care, but that coverage is very limited. If you have Medicare Part A coverage, you’ll be entitled to in-patient skilled nursing care, but only if you’ve been hospitalized for at least three … [Read more...] about Does Medicare Pay Nursing Home Expenses?
Did you know that, if you meet the Medicare age requirements and your income and assets are low enough to qualify you for Medicaid, you can receive benefits from both programs at the same time? If you need long-term care, such as a nursing home or an assisted living facility, this could be especially helpful. Why? Although Medicare offers coverage for certain medical costs, it offers only very … [Read more...] about Can You Qualify for Both Medicaid and Medicare?
As a loved one progresses from the early to the middle stages of Alzheimer’s disease, there may come a time when he or she needs more help than you can provide at home. Fortunately, there’s a variety of long-term care facilities available, ranging from assisted living facilities to nursing homes. The trick is choosing the right one for your loved one. With that in mind, here are some things to … [Read more...] about Choosing a Long-Term Care Facility for a Loved One With Alzheimer’s
Caring for an aging parent can be a stressful job, even if your mom or dad isn’t that demanding. You’ve got your household to run, a career to manage, and if you’re part of the sandwich generation, you’re still raising children of your own. Here are a few tips for relieving the stress: Take Care of Yourself: This includes getting enough sleep (or at least trying to), getting regular exercise, … [Read more...] about Caring for Mom and Dad? 5 Tips for Relieving the Stress
Medicaid is a government program with complicated and ever-changing rules, especially when it comes to paying for long-term care. Here are some things you might not know: Medicare won’t pay for most long-term care. Medicare pays for only a small portion of nursing home stays, or other long-term care. Unless you have long-term care insurance, or you’re prepared to pay for your care … [Read more...] about Things You May Not Know About Medicaid
With the American population aging, more than 40% of us are expected to need some type of long-term care during our lifetimes. Long-term care encompasses traditional nursing homes as well as assisted living facilities, certain types of hospital stays after surgery and other procedures, and care provided in the home. One feature common to all types of long-term care is that it tends to be … [Read more...] about Long Term Care Insurance: The Basics