Although you may never before have had a need to qualify for Medicaid, you may find that changes at some point during your retirement years as a result of the high cost of long-term care.  If you find yourself in need of the benefits offered by Medicaid, and you failed to plan for the possibility, you may also find that your retirement nest egg is at risk. The best way to avoid that is to … [Read more...] about What Are the Medicaid Eligibility Requirements for Seniors in Florida?

As a senior, the likelihood that you will need to qualify for Medicaid increases substantially as a result of the high cost of long-term care. Consequently, it is wise to plan for the possibility by learning more about the Medicaid eligibility requirements. Among the most important of those requirements is the Medicaid look-back period. To help you better understand, a Port St. Lucie Medicaid … [Read more...] about What Is the Medicaid Look-Back Rule?

If you are at, or nearing, retirement age, and you have never before needed to rely on Medicaid to cover your health care costs, you may know very little about the program. If so, now is a good time to change that because there is a particularly good chance that you, or your spouse, will need to rely on Medicaid in the future. To help you get started, a Vero Beach Medicaid planning attorney at … [Read more...] about What You Don’t Know About Medicaid Could Hurt You

You have probably heard of the Medicaid program; however, if you have never before needed to rely on Medicaid to pay for your heath care expenses, you probably don’t know exactly what the program covers nor how to qualify for participation in the program. Likewise, if you have yet to reach retirement age, you probably lack an intimate knowledge of the Medicare program benefits or eligibility … [Read more...] about Medicaid vs. Medicare — What You Need to Know

Although it may seem unlikely to you right now, there is a very good chance you will need to qualify for Medicaid during your retirement years. If that does indeed come to pass, you may find that the combined value of your non-exempt assets is a potential bar to eligibility. Looking ahead, it helps to know what assets are considered countable resources and which assets are not considered countable … [Read more...] about What Is Considered a Countable Asset for Medicaid in Florida?

At some point during your “Golden Years,” you may find that you need to qualify for Medicaid to help cover your healthcare expenses. As you may already know, both your income and your “countable resources” will impact your eligibility for Medicaid. You may also be concerned about how your need to qualify for Medicaid may affect your spouse’s income and assets. The Medicaid lawyers at Kulas & … [Read more...] about What Happens to My Spouse If I Need to Qualify for Medicaid?

Most seniors count on Medicare to cover their healthcare expenses during their retirement years. While Medicare does help with most healthcare expenses, it doesn’t cover everything. One of the most important exclusions from Medicare coverage is long-term care. For seniors, this exclusion can come as a surprise – and can lead to the depletion of their retirement nest egg should long-term care (LTC) … [Read more...] about Medicaid Lawyers Explain Eligibility for Seniors

Most people have at least a vague idea of what Medicaid is and what type of benefits the Medicaid program offers to those who are eligible. Unless you have participated in the program before, however, you may find that much of what you believe about the program is not rooted in fact. As you get closer to your retirement years, it becomes more and more important to separate fact from fiction where … [Read more...] about Port St. Lucie Medicaid Planning — Top 5 Medicaid Myths

It may be a new year, but that doesn’t mean that everything’s changed. Many of the things we took for granted in 2016 remain just as true now as they have ever been. For example, roughly half of us can still expect that we’ll require long-term care at some point later in life. And that, of course, will mean that many Florida seniors will continue to look to the Medicaid program for help meeting … [Read more...] about Five Vital Facts About Eligibility Requirements for Medicaid in 2017

Like many other government programs, Medicaid can be a complex and confusing benefits system. Many Americans know it only as a program that provides health care coverage to low-income families, but it’s much more than that. In fact, Medicaid has an incredibly important role in ensuring that many seniors receive the long-term care they need when they cannot afford nursing home expenses on their … [Read more...] about Medicaid Law versus Medicaid Myth