For newly retiring baby boomers who have spent their lives as independent, self-sufficient people, the transition to a time when you may have to rely on others for your day-to-day needs can be very difficult. If you are worried about maintaining your independence as a senior, here are three tips you can use to help you prepare to remain independent for as long as possible.
There have been several scientific studies that have showed that people tend to become more sedentary as they get older. Unfortunately, the need to remain active and exercise does not diminish as we age, and the risks of a sedentary lifestyle can make it much harder to remain independent. Even if you can’t do the high intensity workouts you used to, activities such as gardening, walking a pet, and even finding the furthest parking spot when you go shopping so you have to walk more can help keep you active.
Modifying Your Home
Your physical and mental abilities will likely decrease as you grow older, and a cluttered, difficult to navigate home can be a significant hindrance. Consider streamlining your home and adding senior friendly renovations, such as bathroom grab rails and motion activated lighting.
Guarding Your Finances
Even if you are physically and mentally capable of staying independent, your financial abilities will also largely determine your ability to stay in your home. If you haven’t already done so, consider creating a property power of attorney that will allow someone else to take over your financial duties should the need arise. It’s also vital that you get good retirement and financial planning advice as soon as possible.